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ACA: Special Enrollment Periods

From the Show: Health Radio
Summary: What if you lose your job/insurance in the middle of the year and it's still some months before open enrollment starts?
Air Date: 9/10/15
Duration: 10
Host: Melanie Cole, MS
Guest Bio: Marianne Eterno, President of Government Relations for GTL
Marianne EternoMarianne Eterno began her insurance career in 1987 at the former Golden Rule Insurance Company in Indianapolis, Indiana, and moved to Chicago in 1992, when she accepted a position with Celtic Insurance Company.

Marianne came to Guarantee Trust Life Insurance Company (GTL) in 1996, as a compliance and government relations consultant, and formally joined the company in 1997. As Assistant Vice President of Government Relations, she represents GTL in both the state and federal arenas, drives coalition development for the company, and serves as the company's media and public relations spokesperson.

In addition to sitting on committees for every major insurance trade association, Marianne serves on the Board of Directors of RetireSafe, a 400,000 member grassroots advocacy organization for senior citizens and as the Executive Director for the Council for Affordable Health Insurance.
ACA: Special Enrollment Periods
In terms of the the Affordable Care Act (ACA), do you know if you're someone who qualifies for a special enrollment period?

ACA, also known as Obamacare, took effect in 2010 and is aimed at improving healthcare within the U.S. The ACA widens healthcare coverage, as well as protects existing health insurance policy holders.

The ACA has many health benefits, including:

  • Allowing young adults to stay on their parents plan until they are 26 years old.
  • Those with a pre-existing condition may not be denied health coverage by insurance companies.
  • Insurance companies will not be allowed to cancel coverage if people get sick.
  • Out of pocket costs will be covered for preventative screening services like mammograms and colonoscopies.

You typically have to wait until an enrollment opens in order to sign up for ACA. But, under certain circumstances, you may be allowed a special enrollment period.

Who is allowed a special enrollment period for ACA?

Listen in as President of Government Relations for GTL, Marianne Eterno, shares everything you need to know about special enrollment periods for ACA.
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